No Annual Fee Credit Cards

You can have a credit card that doesn’t cost you anything! This cant be right you’re saying? but if you use these no annual fee credit cards appropriately, you can enjoy all the benefits these cards have to offer without paying for them directly.

Most credit cards come with some sort of fee, but no annual fee credit cards do away with fees and still have competitive interest rates. If your credit card doesn’t stack up against “no annual fee credit cards” you could be paying more than you should for the privilege of using your credit card every day.

I said before if your use no annual fee credit cards appropriately you can save money, a credit card fee is an expense you pay for the use of a credit card, if you leave amounts owing on your credit card from month to month you will incur a interest rate fee for borrowing the money but the credit card itself doesn’t cost you at all.

You should not use your credit card to borrow amounts you can’t pay back after a few months; some financial debts belong under personal loans which can provide a much lower interest rates and are designed to be payed off over years if required, reducing monthly repayments drastically.

Don’t miss out on the benefits no annual fee credit cards can provide, if your currently paying fees on your credit cards and you are using it wisely as so not to get charged interest fees excessively, no annual fee credit cards are definitely going to save you money right now if you get one.

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Citibank ReadyCredit

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Citibank ReadyCredit

  • Save on your everyday spending with a Citibank ReadyCredit. Its an unsecured line of credit you can use every day.
  • SAVE with a low introductory rate. 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
  • SAVE with NO setup and ongoing transaction fees. Save with NO annual, transaction, ATM/EFTPOS or cash advance fees.
  • Have the freedom to buy what you want. With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
  • Choose how you use your credit. Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
  • Apply today and save. Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience.
St.George No Annual Fee Credit Card

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St.George No Annual Fee Credit Card

  • No annual fee
  • 18.75% p.a. on purchase and cash advances*
  • Up to 3 additional cards for friends or family
  • Linked access to your other St.George accounts for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits