Low Interest Rate Credit Cards

You need the lowest interest rate credit card if you need to have a balance owing for a while. Higher interest rates can make your debt grow faster than you may notice, but if you had a lower interest rate credit card you would reduce the amount of interest calculated on that balance every day. Make it easier for you to repay sooner!

Low interest rate credit cards are perfect if you keep a certain amount owing on a credit card from month to month. By choosing a low interest credit card, you can save hundreds every year on interest repayments. Why not transfer your current credit card balance to a low rate credit card and start saving on interest today.

Top 3 Low Interest Rate Credit Cards

These credit cards have the lowest interest rates on offer so check out the key features. We are sure you'll love the advantages of owning one of these credit cards.

StGeorge Vertigo MasterCard

Apply now for StGeorge Vertigo MasterCard

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StGeorge Vertigo MasterCard

  • A low rate on purchases of 11.89% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits

Aussie MasterCard

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Aussie MasterCard

  • Low interest rate of 11.99% p.a.*
  • Up to 55 days interest free credit on purchases
  • Competitive balance transfer rate of 3.99% p.a. for the first 6 months ^
  • Credit limit up to $15,000
  • 24 hour call centre assistance - at home and overseas
  • Shop safely Online with Master Card SecureCode™
  • A low 15.99% p.a. on cash advances*
  • And you don’t have to be an Aussie customer to apply

Citibank Clear Card

Apply now for Citibank Clear Card

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Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 11.99%p.a. ongoing on purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases

Offer available online for a limited period only


Apply Now.



Low Interest Rate Credit Card Chart

Find the right low interest rate credit card with this easy low rate credit card chart. All credit cards listed are ordered by lowest interest rate.

Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
StGeorge Vertigo MasterCard11.89%55 days$45.000.00% for 6 monthsApply Now
Aussie MasterCard11.99%55 days$49.003.99% for 6 monthsApply Now
Citibank Clear Card11.99%55 days$65.000.00% for 6 monthsApply Now
ANZ Low Rate MasterCard12.99%55 days$58.000.00% for 6 monthsApply Now
St.George Starts Low Stays Low Credit Card12.99%55 days$59.00-Apply Now
Commonwealth Bank Low Rate Card13.24%55 days$48.005.99% for 5 monthsApply Now
ANZ Balance Card13.99%55 days$79.00-Apply Now