Gold and Platinum Credit Cards

Gold and Platinum credit cards offer excellent features. The features range from Rewards, travel insurance and extended warranties on purchases. Fees are generally higher for these types of cards because of the extended features. If your planning to travel, use the rewards on purchases or get peace of mind on extended warranty, these credit cards are the right answer for you.

Extending warranties on purchases is a big reassurance when buying items with short warranty periods, a great example is with flat screen televisions. Often these appliances sell for many thousands of dollars with only a 1 years warranty. Extended warranties on these purchases can save your thousands after warranty period expires.

Review the Gold and Platinum credit cards on offer and benefit from the features provided.

Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
St.George Platinum Credit Card14.25%55 days$89.003.99% for 6 monthsApply Now
AMEX Gold Credit Card18.24%55 days$49.00-Apply Now
AMEX Platinum Credit Card18.24%55 days$395.006.99% for lifeApply Now
ANZ Gold Credit Card19.49%55 days$87.007.99% for 6 monthsApply Now
Commonwealth Bank Gold Card20.74%55 days$114.005.99% for 5 monthsApply Now
Commonwealth Bank Platinum Card20.74%55 days$200.005.99% for 5 monthsApply Now

St.George Platinum Credit Card


The ultimate shopping and travel card combining value, prestige and premium benefits:

St.George Platinum Card Features:

  • Low Platinum 14.25% p.a. purchase rate*
  • Low $89 Platinum annual fee
  • 3.99% p.a balance transfer rate for up to 6 months***
  • Up to 55 interest free days on purchases*
  • A full range of complimentary insurances** including:
  • Domestic flight inconvenience insurance
    • Transit accident
    • Purchase cover
    • Extended warranty
    • Best price guarantee
  • Personal Concierge Service available 24/7
  • Up to 3 additional cards for your friends or family, with all transactions on one statement
  • Linked access to your other St.George accounts for the ease of one card banking
  • Exclusive Platinum card programs offered by Visa and MasterCard
  • Instant discounts and added extras with St.George Instant Benefits

Disclaimer

*Interest rate is current as at 12/03/08 and is subject to change. For Platinum an interest rate of 18.25% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.

St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.




AMEX Gold Credit Card


Experience more for less with the new Gold Choices Credit Card. For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program - Choices.

You can earn unlimited points and they never expire – so the sky’s the limit. That means you’re on your way to redeeming for the things you really want, like travel and accommodation, iPods, tickets and so much more.¹

  • Turn your points into travel. TravelKey lets you book travel, when you want it. Pay by using your points for your choice of flights, accommodation, car hire or even cruises.
  • Shop for yourself and friends. Use your points for gift cards, fragrances, homeware items, iPods, and so much more.
  • Treat the whole family. Go to the movies or a trip to the aquarium. It’s easy to turn your points into tickets.
  • Entertain yourself in style. Redeem your points for magazine subscriptions, food or wine.
  • Balance transfer rate of 6.99% p.a. for the first 6 months
  • American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping. For details on these special benefits in key destinations worldwide.
  • If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
  • If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
  • And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
  • You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
  • Up to 55 days interest free.
  • Interest rate of 18.24% p.a.



AMEX Platinum Credit Card


The Australian Financial Review Smart Investor  Blue Ribbon Awards 2007Due to its impressive range of benefits and features, the American Express Platinum Credit Card was named fully featured credit card of the year at The Australian Financial Review Smart Investor Blue Ribbon Awards 2007.

Feel secure with Purchase and Refund protection; feel valued with 24 hour Platinum Priority Service; and be rewarded with a Qantas domestic Economy return flight to selected Australian Capital cities, every year.

Automatic enrolment in the Membership Rewards Ascent program. Plus, with an earn rate of 1.5 Membership Rewards points for every dollar spent up to $100K (reverting to 1 point per dollar thereafter - reset annually) you'll feel confident that your card is working hard for you.

Other benefits:

  • 1 point = 1 Qantas Frequent Flyer Point
  • Supplementary Cards at no additional cost
  • Interest rate of 18.24% p.a.
  • Platinum Priority Service 24/7
  • Transfer your other Credit Card balances to a competitive rate of 6.99% p.a. for the life of the transferred balance - subject to our interest rate policy*
  • Enjoy exceptional Card benefits for an annual Card fee of $395 p.a.
  • Credit limit of up to $100, 000