Cash Back Credit Cards

Many rewards credit cards offer a cash back feature which pays you money for using credit cards, these credit cards incentives benefit you more if you spend big with your credit card, but even modest spending can still earn you your cash back reward.

Get rewarded for using your credit card by earning cash back on all your credit card purchases, you can think of these cards like discounts on every item you purchase. Most cash back credit cards offer other rewards like holidays or flyer miles.

If you’re considering a cash back rewards credit card, refinance has brought together the best cash back credit cards offers available online.

Compare the Best Cash Back Credit Cards

Use our best cash back credit card comparison chart ordered by the best interest rates to compare which credit card offer is best for you.




ANZ Balance Card

Apply now for ANZ Balance Card

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ANZ Balance Card

 

  • 13.99% p.a. interest rate on purchases
  • 1 Reward Point for every $1 you repay to your balance
  • Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
  • Choose how often you would like to be rewarded - every 3, 6 or 12 months
  • $57 Annual Account Fee + $22 Rewards Program Fee (per card)
  • $10 additional card holder fee
  • 20.99% p.a. interest rate on cash advances
  • Up to 55 days interest free
  • Up to $15,000 credit limit

Commonwealth Bank Awards Card

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Commonwealth Bank Awards Card

  • 20.74% p.a. on purchases AND cash advances
  • Up to 55 days interest free
  • $59 annual fee
  • Balance transfer rate 5.99% p.a. for 5 months
  • Issued with chip for extra security
  • Global access - over 24 million locations
  • Commonwealth Awards program - rewards program offering everything from cash back to DJs vouchers to blenders to magazine subscriptions to travel with over 400 different airlines around the world
  • Online security guarantee
  • Additional cardholder for $15