Business Credit Cards

Business Credit Cards are credit card facilities for business, operate your business through a credit card and utilise benefits every business should have. In today’s busy life, businesses large and small still need a low cost way to manage cash flow. Credit Cards offer an easier way to operate your cash flow.
There are many reasons to get a credit card for your business, with over a month of interest free credit you can manage your cash flows week to week easily, all items purchased through a business credit cards are tracked through monthly statements or instantly online, you can find out if you have paid for those business items that you needed for the job.
You can have multiple credit cards linked too the one account, arrange multiple people in your organisation with a budget and track their expenditure live online. Great for account recording, items can be segregated in to sections automatically if need be.
Credit limits for business credit cards can vary from $5000 - $75000. your business could use this credit for operating expenses while invoice are being paid. If your invoices are 3 month payable, credit card interest free periods managed correctly can ensure operations between income payments, simplifying your business operations.
Credit cards also offer benefits that you can utilize for your business, such as frequent flyer points and increased warranty of purchases. If you travel for business, a frequent flyer card is a must to save money on airfares or you you buy alot of office equipment, ensure there longevity with the extended warranty period when purchased through the credit card.
main business credit card features

  • travel insurance
  • frequent flyer miles
  • shopping benefits
  • security
  • multiple cards
Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
Citibank ReadyCredit17.75%55 days$0.002.90% for 6 monthsApply Now
AMEX Blue Sky Credit Card17.99%55 days$70.006.99% for lifeApply Now
AMEX Gold Credit Card18.24%55 days$49.00-Apply Now
AMEX Platinum Credit Card18.24%55 days$395.006.99% for lifeApply Now
AMEX Qantas Ultimate Credit Card18.99%55 days$395.00-Apply Now
AMEX Qantas Premium Credit Card18.99%55 days$395.00-Apply Now
ANZ Gold Credit Card19.49%55 days$87.007.99% for 6 monthsApply Now
Commonwealth Bank Gold Card20.74%55 days$114.005.99% for 5 monthsApply Now
Commonwealth Bank Platinum Card20.74%55 days$200.005.99% for 5 monthsApply Now

Citibank ReadyCredit


Tired of paying high credit card, loan interest rates and fees?

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  • Save on your everyday spending with a Citibank ReadyCredit. Its an unsecured line of credit you can use every day.
  • SAVE with a low introductory rate. 2.9% p.a. for 6 months† on ANY purchases, balances you transfer and cash advances.
  • SAVE with NO setup and ongoing transaction fees. Save with NO annual, transaction, ATM/EFTPOS or cash advance fees.
  • Have the freedom to buy what you want. With $5,000 to $25,000^ to use on whatever you want, ReadyCredit gives you the flexibility to repay and re-borrow funds.
  • Choose how you use your credit. Convenient access to your cash via ATM/EFTPOS, phone, internet and a chequebook.
  • Apply today and save. Have money at any time - without the hassle of applying for loans over and over again! Citibank ReadyCredit gives you that security and convenience.



AMEX Blue Sky Credit Card


Fly 365 days a year - book at least 30 days in advance to secure your seat

Earn 1 Blue Sky point per $1 spent

No Points expiry for a long as your account remains current

GET 50% OFF BLUE SKY FLIGHTS UNTIL 2010 - book before January 2009

Complimentary Domestic and International travel insurance for you and your family.

Ever wished you could fly using your points on the day that you wanted, not when someone else tells you? It’s for this very reason that American Express has created the Blue Sky Credit Card. With just one call, you can fly on any day you choose² to a great selection of popular domestic and international destinations. Visit our Destination Guide to see where your Blue Sky Credit Card can take you.

Other Benefits:

 
  • A low annual Card fee of $95 p.a.
  • Supplementary Cards at no additional cost.
  • A credit limit of up to $25,000*
  • No interest for up to 55 days on purchases4
  • Interest Rate of 18.49% p.a.

     



AMEX Gold Credit Card


Experience more for less with the new Gold Choices Credit Card. For just $49 a year, you’ll enjoy a low annual card-fee for a Gold Credit Card with an award winning rewards program - Choices.

You can earn unlimited points and they never expire – so the sky’s the limit. That means you’re on your way to redeeming for the things you really want, like travel and accommodation, iPods, tickets and so much more.¹

  • Turn your points into travel. TravelKey lets you book travel, when you want it. Pay by using your points for your choice of flights, accommodation, car hire or even cruises.
  • Shop for yourself and friends. Use your points for gift cards, fragrances, homeware items, iPods, and so much more.
  • Treat the whole family. Go to the movies or a trip to the aquarium. It’s easy to turn your points into tickets.
  • Entertain yourself in style. Redeem your points for magazine subscriptions, food or wine.
  • Balance transfer rate of 6.99% p.a. for the first 6 months
  • American Express Selects™ is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping. For details on these special benefits in key destinations worldwide.
  • If you lose your card – no problem. We can get a replacement card to you virtually anywhere in the world, via our global network of offices.
  • If you like to shop online, you can relax. The Online Fraud Protection Guarantee means you won’t be held responsible for any unauthorised charges online.
  • And with Global Customer Service, help is close at hand whatever the time of day, wherever you are.
  • You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
  • Up to 55 days interest free.
  • Interest rate of 18.24% p.a.