The Best Balance Transfer Credit Cards

When you want to change your credit card you can just apply for another one, but if you have a balance on your current card, that’s when you should use a balance transfer. Your business is important to credit card lenders, they want your business and are prepared to offer you great introductory deals on balance transfer interest rates, with all the competition in the market place there has never been a better time change your credit card.

That’s not all you could save with a balance transfer. You should be thinking of reducing your normal credit card interest rate, so the next credit card you choose could have a lower interest rate. You might want a better rewards program than your current credit card has, or a better frequent flyer program. What ever you are after in a credit card, balance transfers are here to make it easier for you to change.

Best Balance Transfer Credit Cards

StGeorge Vertigo MasterCard

Apply now for StGeorge Vertigo MasterCard

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StGeorge Vertigo MasterCard

  • A low rate on purchases of 11.89% p.a*
  • 0%p.a. balance transfer rate for up to 6 months**
  • Awarded Australia’s cheapest credit card – Money Magazine 2008.
  • Up to 55 interest free days on purchases*
  • Low $45 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
Citibank Clear Card

Apply now for Citibank Clear Card

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Citibank Clear Card

At last a credit card that gives you a low interest rate of 11.99%p.a. on purchases.* Apply now and you’ll also receive 0%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 11.99%p.a. ongoing on purchases*
  • 0% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases

Offer available online for a limited period only


Apply Now.
ANZ Low Rate MasterCard

Apply now for ANZ Low Rate MasterCard

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ANZ Low Rate MasterCard

  • Low interest rate of 12.99% p.a. on purchases
  • $58 annual account fee
  • Up to 55 days interest free credit on purchases
  • Design your own Card


Best Balance Transfer Credit Cards Chart

Find the best balance transfer credit cards with this easy to use credit card chart, ordered by the best best balance transfer rates.

Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
StGeorge Vertigo MasterCard11.89%55 days$45.000.00% for 6 monthsApply Now
Citibank Clear Card11.99%55 days$65.000.00% for 6 monthsApply Now
ANZ Low Rate MasterCard12.99%55 days$58.000.00% for 6 monthsApply Now
Citibank ReadyCredit17.75%55 days$0.002.90% for 6 monthsApply Now
BP-Citibank MasterCard19.89%55 days$49.002.90% for 12 monthsApply Now
Aussie MasterCard11.99%55 days$49.003.99% for 6 monthsApply Now
St.George Platinum Credit Card14.25%55 days$89.003.99% for 6 monthsApply Now