Refinance your Home Loan, Credit Card or Personal loan

Refinance your current Home Loan, Credit Card or Personal loans to match your current financial situation. If you are looking to refinance any financial product or service you should do some research into the competitive lending market in Australia, you might find there are better alternatives to the lending products you are after.

The site gives you a representation of the financial landscape in Australia, by providing online search information on a wide range of lending and credit finance products and services; we can help you find offers that will meet your expectations in refinancing.

If you’ve started a new job, dissatisfied with your existing lender or your current debt no longer suits your situation you can benefit from refinancing:

  • Get a better loan
  • Reduce interest repayments
  • Improve your lifestyle
  • Repay your loan faster
  • Get more features from your loan

Refinance your credit card with a balance transfer

When you want to change your credit card you can just apply for another one, but if you have a balance on your current card, that’s when you should use a balance transfer.

Low Rate MasterCard
  • 0% p.a. for the first 3 months
  • Low interest rate of 13.24% p.a.* on purchases
  • Up to 55 days interest free credit on purchases²
  • $58 annual fee
  • MasterCard acceptance at over 29 million locations worldwide
Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% 55 days $58.00 -
StGeorge Vertigo MasterCard

2.99% p.a. balance transfer rate for up to 6 months

  • Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances)
  • 2.99% for up to 6 months on balance transfers requested at card application
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date
  • Low annual fee - currently just $55
Purchase Rate Interest Free Annual Fee Balance Transfer
13.24% 55 days $55.00 2.99% for 6 months
ANZ First Visa
  • 0% p.a. for the first 3 months
  • Up to 44 days interest free credit on purchases
  • ANZ FalconTM security with 24/7 monitoring of suspicious transactions
  • Access to exclusive offers through Visa Entertainment
  • Convenience of Visa acceptance at over 29 million locations worldwide
Purchase Rate Interest Free Annual Fee Balance Transfer
19.24% 44 days $30.00 -
ANZ Frequent Flyer Platinum
  • Receive 20,000 Bonus Qantas Frequent Flyer points
  • Get a complimentary Qantas Frequent Flyer membership
  • Platinum benefits including  Overseas Travel and Medical Insurance, Extended Warranty and 90-day Purchase Security Insurance
  • Exclusive offers and benefits with entré for ANZ Frequent Flyer Platinum American Express cardholders.
  • ANZ Frequent Flyer Platinum Visa card holders are eligible for Visa Platinum privileges.
Purchase Rate Interest Free Annual Fee Balance Transfer
19.74% 55 days $295.00 -
Virgin Flyer Credit Card
  • An impressive rate of 0% p.a. on balances transferred for 6 months, reverting to the cash advance rate after 6 months.
  • As an added bonus, enjoy 0% p.a. on all purchases made on your account for 6 months.
  • You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat8 on the same flight up to 4 times every year! Just cover the credit card booking fees.Flights subject to availability, conditions apply.
  • Enjoy up to 44 interest free days.
  • You'll get all this for just a $99 annual fee.
Purchase Rate Interest Free Annual Fee Balance Transfer
20.99% 44 days $99.00 0.00% for 6 months

Any information on this site including rates, ratings and reviews do not constitute financial advice.
This information does not take into account individual financial circumstances, obligations or needs.
Information on this website does not constitute financial, taxation or professional advice.
You need to see a professional financial advisor who can make proper financial decision on your behalf,
do not make life changing financial decision before consulting a financial professional.