Refinance - Home loans, Credit Cards, Personal Loans, Bank Accounts

Refinance your Home Loan, Credit Card or Personal loan

Refinance your current Home Loan, Credit Card or Personal loans to match your current financial situation. If you are looking to refinance any financial product or service you should do some research into the competitive lending market in Australia, you might find there are better alternatives to the lending products you are after.

The site gives you a representation of the financial landscape in Australia, by providing online search information on a wide range of lending and credit finance products and services; we can help you find offers that will meet your expectations in refinancing.

If you’ve started a new job, dissatisfied with your existing lender or your current debt no longer suits your situation you can benefit from refinancing:

Get a better loan
Reduce interest repayments
Improve your lifestyle
Repay your loan faster
Get more features from your loan

Refinance your credit card with a balance transfer

When you want to change your credit card you can just apply for another one, but if you have a balance on your current card, that’s when you should use a balance transfer.

St.George Vertigo MasterCard
0.99% p.a. balance transfer rate for up to 6 months Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances) 0.99% for up to 6 months on balance transfers requested at card application Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date Low annual fee - currently just $55
Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.24%	55 days	$55.00	0.99% for 6 months

St.George Vertigo MasterCard

0.99% p.a. balance transfer rate for up to 6 months

Low variable purchase rate - just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances) 0.99% for up to 6 months on balance transfers requested at card application

Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date Low annual fee - currently just $55

Purchase Rate

Interest Free

Annual Fee

Balance Transfer

13.24%

55 days

$55.00

0.99% for 6 months

Low Rate MasterCard
0% p.a. for the first 3 months (Offer ends 22.03.2012) Low interest rate of 13.24% p.a.* on purchases Up to 55 days interest free credit on purchases² $58 annual fee MasterCard acceptance at over 29 million locations worldwide
Purchase Rate	Interest Free	Annual Fee	Balance Transfer
13.39%	55 days	$58.00	-

ANZ First Visa
0% p.a. for the first 3 months (Offer ends 22.03.2012), 19.24% p.a. thereafter Up to 44 days interest free credit on purchases ANZ FalconTM security with 24/7 monitoring of suspicious transactions Access to exclusive offers through Visa Entertainment Convenience of Visa acceptance at over 29 million locations worldwide
Purchase Rate	Interest Free	Annual Fee	Balance Transfer
19.39%	44 days	$30.00	-

ANZ Frequent Flyer Platinum
Interest rate on purchases 19.74% p.a. (Offer ends 12.06.2012) Interest rate on cash advances 20.99% p.a. Interest free days on purchases Up to 55 days Minimum credit limit $6,000 Total annual fee $295 Minimum income $50,000
Purchase Rate	Interest Free	Annual Fee	Balance Transfer
19.89%	55 days	$295.00	-

HSBC Platinum Qantas Credit Card
The new HSBC Platinum Qantas Credit Card gives you a range of Qantas rewards and travel privileges, including two Qantas Frequent Flyer points for $1 spent on eligible purchases overseas and at international online retailers. 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas. 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia. 2 Complimentary invitations to the Qantas Club lounge every year. Comprehensive Insurance Cover.
Purchase Rate	Interest Free	Annual Fee	Balance Transfer
20.99%	55 days	$199.00	0.00% for 6 months

HSBC Platinum Qantas Credit Card

The new HSBC Platinum Qantas Credit Card gives you a range of Qantas rewards and travel privileges, including two Qantas Frequent Flyer points for $1 spent on eligible purchases overseas and at international online retailers.

2 Qantas Frequent Flyer points for every $1 spent on eligible purchases overseas.
1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia.
2 Complimentary invitations to the Qantas Club lounge every year.
Comprehensive Insurance Cover.